Time Check

Time is of the essence. Every moment you are here, there is so much to explore. Make time count instead of counting time.

Changing Relationship Values

Relationship blossoms beautifully while one is still unsure of its partner behavior... A poltically incorrect statement, but sarcastically correct one.

Generally in a new relationship, you steps forward your best foot, giving minute attendance to every wish of our loved one, whether explicitly expressed or not. We give them so much attention that our partner gets used to it. However, once relationship gets secured, we tend to get relaxed and withdraw the royal treatment which we used to give earlier.

Mostly, when the relationship is unsure, one tries to discover the other's life and also tries to become part of the other person's life. It is the time when both are totally focussed on each other's world and also they live in their own built world. But then, something shifts. Once the relationship is secured, the excitement of discovering each other's life and the uncertainty of the chase is over. Resulting into no incentive for putting the best foot forward. 

One no longer feels the need to get to know each other's nuances and care for sensitivities; the price has been grabbed and the wall comes down.

One of the primary negative fall out of the change in relationship is taking the loved ones for granted and often forgetting them to give due attention. No wonder the loved one gets irritated with the neglected behaviour.

Based on the neglected feeling, they build their own space where they don't allow the other person to enter and upon entering, they closed the door on the other person's face stating you have ventured into a space where you have no business to be in. Both the persons realizes uncomfortable territory they are in, day in and day out. Even actual care and love at later stage will be misconstrued as intrusion.

One has to be very careful, how to put forward their word and convey their feelings.  Even those closest to us need certain degree of formality and courtesy along with our required demand, by which they don't feel offended or feels that they are taken for granted.

For example, you may not think twice about carelessly commanding, rather than requesting, your spouse to fetch you a glass of water or make you some tea, but your spouse would, possibly. He or She would not react in the same fashion every time. One need to understand the other person's irritation and quickly address it. Else, the irritation builds up and soon may become bigger than the actual issue.

Hence, before acting or speaking to the loved one / closest person, steps yourself in their shoes. Just feel, how you will get irritated, if your loved one ignores you or take you for granted, intentionally or unintentionally. It is far easier to change yourself than to expect another to change. It helps to lessen own sense of irritability. And if we love them enough, accepting someone with all their faults and irritants will be lot easier and further it is an important part of loving.

3 years of C.A. and Thank You all...

Its been 3 years of becoming Chartered Accountant and I am so glad and satisfied with the progress which took place in these years. I still remember the reaction on seeing the magical alphabets of the result, “PASS”. Instantaneously, I screamed as loud as possible. My parents came running to see what happened to me. Truly speaking, the scream was more of relief than being happy in first shot.

Being Chartered Accountant is a dream come true of my life. During my school days itself, I targeted  of being Chartered Accountant. I still remember, when I was in 8th Standard, I told my father of me want to become C.A. Of course, the path of being Chartered Accountant was not walk in park, and it can been understood my each and every CA aspirant. Lots and lots of studies, dedication and faith in oneself is required.

While studying, I used to imagine the things which I would do after being Chartered Accountant, especially while giving Finals exam. And, now its been 3 years of me being tagged as CA Niraj Pandit. Each and every person in these words has ups and downs in his / her life, and I am no exception in these case. But it is on oneself, how he achieves his / her goals. On completion of 3 years, I can say, till date I have achieved most of my goals which I wanted to achieve in first 5 years of this lovely career.

I would like to thank all of my relatives, buddies and all of them, who has been part of my life and helped me in achieving all of my achievements. I would like to point out one interesting fact of my life. Coincidentally,  I have been to 3 schools, 3 colleges, 3 hostels and 3 cities (other than my own Morbi), which have been core institutions to reach over here.

Its has been fruitful journey till date and would carry on the same in future.

Thank You all....

Top Ups

When we hear the word 'Top Up', it gives us a sense of enjoyment in our mind. We feel, we got bit more than we expected.

In current times, we hear the wordTop Up from telecom companies, while recharging. But here, we are talking about different Top Up than that of telecoms. These days we hear lots and lots of incidents on bribe given / taken which is nothing but Top Up of money over and above what is earned by oneself.

The Top Up, which is talked over here is smaller in nature which is commited in day to day activties. These are not the big ones, or else it can be emphasised as "RECHARGES" also  widely known as 'Scams'.

We have heard many stories in our childhood days about king getting pleased by the work done by his disciple and in return he gives something in favor, irrespective of being monetary or non-monetary. The king will sense a feeling of satisfaction of being the king by giving the favor. But the intention of the king in giving an additional favor was different. The favor was not asked by the disciple but given by the king. Hence it cannot be termed as Top Up.

Similar example in the modern age is of the tip given to the waiter working in restaurant. Tip is not asked by the waiter but given by the customer. In this case, customer will sense a satisfaction of being pleased by the service of the waiter. But this analogy has been changed lately, the customer gives tip to the waiter not because he is pleased but to impress others who have joined them for the food. In one of my personal experience, while discussing about the tip to the waiter, one of my friend commented that "In corporate world, generally tip is given @ 5% of the bill value". This comment didn't satisfied by thinking / reasoning. But again, this depends on own's perspective.

In the current world, 'Top Up' can be precisely described as an additional favor asked for getting work completed, even though it is a part of the job. In case of Top Up, giver is more guilty than the taker. It is simply because it is due to the giver, from whom taker gets confidence to ask for additional favor.

Here, I would like to quote an real life experience, which was experienced by one of my friend. My friend's house documents were with government authorties and he had to release those documents by paying stamp duty plus interest on the same for several years. I was helping him to get it done. While looking out for the procedure to release those documents, we came across one of the government person, who told us that he will release the paper if he is being given certain amount of money. The amount he asked for, was half the amount what my friend had to pay. Instead paying him, we understood the whole procedure and went according to the procedure. While understanding the procedure, we learnt that there was a scheme floated by government where interest was waived off. And guess what, according to scheme floated, my friend end up paying only the stamp duty, which was 20% of the initial amount which he was thinking of. However, it took one and half months to get the papers.

The bottom line of the above example is that the government person who asked him half the amount; wanted the Top Up, even though it was within the purview of the job. May be he would have taken the lesser time but "I would strongly suggest, not to go for Top Ups", as one cannot get the benefit, if there is any. But, most importantly, it will help to get rid of the 'Top Up'.

We, as individual, should avoid giving additional favor just to get things done without slogging for it. In the above examples, we were not hurting feelings of anybody but there are several situations, where due to Top Ups, we would hurt somebody else.

55% required for CA Examination from May 2015 - Clarification

It has been notified by The Institute of Chartered Accountants of India via Notification dated 5th July 2013 that the passing percentage in all CA Examinations, i.e. CPT, PCA & FINAL, will be remain as it is to 50% aggregate and 40% in individual subject w.e.f. May 2015 examinations. There will be no change in the passing criteria.

The notification was published following the rumor about change in passing criteria to 55% aggregate and 45% in individual subject.

Have also attached the notification for the reference.

REQUEST YOU ALL TO KINDLY TAKE NOTE OF IT.

King With 1 Eye and Leg....!!!

Nice story to keep you motivated.....!!!

There was a King who had 1 Eye and 1 leg.
He asked all the painters to draw a beautiful portrait of him.
But none of them could because how could they paint him beautifully with the defects in 1 eye and 1 leg..
Eventually one of them agreed and drew a classic picture of the King. It was a fantastic picture and surprised everyone..

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He painted the King AIMING for a HUNT.
Targeting with ONE Eye Closed and One Leg Bent ...

MORAL : Why cant we all paint pictures likethis for others. Hiding their weaknesses and highlighting their strength.
If we hide the faults of others then GOD will hide our faults...

Have a nice day !!! 

Inspiration Medicine

One day all the employees reached the office and they saw a big advice on the door on which it was written:

"Yesterday the person who has been hindering your growth in this company passed away. We invite you to join the funeral in the room that has been prepared in the gym".

In the beginning, they all got sad for the death of one of their colleagues, but after a while they started getting curious to know who was that man who hindered the growth of his colleagues and the company itself.

The excitement in the gym was such that security agents were ordered to control the crowd within the room.

The more people reached the coffin, the more the excitement heated up. Everyone thought: "Who is this guy who was hindering my progress? Well, at least he died!".

One by one the thrilled employees got closer to the coffin, and when they looked inside it they suddenly became speechless. They stood nearby the coffin, shocked and in silence, as if someone had touched the deepest part of their soul.

There was a mirror inside the coffin: everyone who looked inside it could see himself.

There was also a sign next to the mirror that said:

"There is only one person who is capable to set limits to your growth: it is YOU.

You are the only person who can revolutionize your life. You are the only person who can influence your happiness, your realization and your success. You are the only person who can help yourself.


Your life does not change when your boss changes, when your friends change, when your parents change, when your partner changes, when your company changes. Your life changes when YOU change, when you go beyond your limiting beliefs, when you realize that you are the only one responsible for your life.

"The most important relationship you can have, is the one you have with yourself"

Examine yourself, watch yourself. Don't be afraid of difficulties, impossibilities and losses: be a winner, build yourself and your reality.

The world is like a mirror: it gives back to anyone the reflection of the thoughts in which one has strongly believed.

The world and your reality are like mirrors laying in coffins, which show to any individual, the death of his divine capability to imagine and create his happiness and his success.

"It's the way you face Life that makes the difference"